Making a Home in Lake Norman

Lake Norman, like Lake Wylie, its sister lake to the south, is a “working” lake, created by Duke Energy for the generation of hydroelectric power.
Twenty years ago, Lake Norman - 25 miles to the north of Charlotte
- was primarily a weekend retreat, its shores dotted with tin-roofed
boathouses, mobile homes and fishing cabins.
That began to change, however, with the completion of Interstate77
in 1976. Suddenly it was possible to live like you were on vacation all
year round only a quick 20-minute drive from work, shopping and
entertainment in the big city.
More than 80,000 residents now call he area home
In spite of the
lake’s inevitable growing pains, most say they couldn’t be budged with
a dredger.
Lake Norman, like Lake Wylie, its sister lake to the south, is a
“working” lake, created by Duke Energy for the generation of hydroelectric
power. Both are part of the Catawba River system. Norman
is the larger of the two lakes though, with 520 miles of shoreline in
four counties - Mecklenburg, Iredell, Lincoln and Catawba. At
nearly 34 miles long and 8 miles across at its widest point, it is larger
than the Sea of Galilee and often referred to as “The Inland Sea.”
As any developer will tell you, retail follows rooftops and the Lake
Norman area is no exception. Lake shoppers can now browse unique
boutiques, quaint village shops, upscale specialty stores or national
chains. In the town centers, entrepreneurs are converting homes,
warehouses, old mills and train depots into craft, consignment, antiques and clothing shops.Restaurants,
which used to look at Lake Norman as a
secondary location, are now opening here
first, then branching out to Uptown and
other parts of Charlotte.
There are nearly a dozen marinas that
offer wet or dry boat storage starting at
$1,000 annually. If you’re putting your
own boat into the water, public access
ramps are available at Jetton Park, Blythe
Landing and Ramsey Creek Park in the
Cornelius/Huntersville area. Iredell
County public access areas include Hager
Creek Access at Exit 33 and McCrary
Creek Access, Pinnacle Access and
Stumpy Creek Access off Highway 150. In
the Denver area on Lake Norman’s west
shore, head to Little Creek Access Area on
Webb’s Chapel Road or the Beatties Ford
Access Area on Unity Church Road.
Catawba County boaters can choose from
several marinas on lower Lake Norman
south of the Highway 150 bridge or Long
Island Access Area on Burton Drive.
Unless you’re on a boat or have access
to private land, Lake Norman State Park
in Troutman is the only place swimming is
allowed from Lake Norman shores. The
park also offers boat ramps, picnic shelters,
campsites and hiking trails.
NORTH MECKLENBURG
When Charlotteans refer to the Lake
Norman area, they usually mean the area
north of the Harris Boulevard/Interstate
77 interchange, which includes
Huntersville, Cornelius and Davidson in
Mecklenburg County. In less than 20
years, the three towns have been transformed
from sleepy rural hamlets into
thriving towns with all the amenities of
city life, from business parks to bistros,
housing to health care.
Now Lake Norman’s eastern shore
towns grapple with the same issues that
drove their residents here in the first place.
In 1990, 3,000 people called
Huntersville home. Proximity between
the Queen City and the lake, lower home
prices, less traffic and quiet communities
catapulted Huntersville’s population to
more than 30,000 today.
Two-lane country roads once woven
through pastoral farmland are now clogged
with cars, and the wide-open space is
becoming increasingly filled with new
housing, offices and retail development.
Although much of the retail and residential
areas in Huntersville are new, the town
also has 18 historic sites within a five-mile
drive of Beatties Ford Road. Hopewell
Presbyterian Church, for instance, dates to
the 1740s and features 200-year-old stone
walls around its cemetery. The Hugh
Torance House and Store, started in the
1770s, is the oldest surviving store site in
North Carolina. The two-room log cabin
also sat on a cotton plantation and was
used as a school for young ladies, slave
quarters and an overseer’s house.
Each April, the Loch Norman Highland
Games celebrate the area’s Scots-Irish heritage
with athletic competitions, bagpipe
music, dancing, tartan parades and historical
demonstrations.
Another pocket of preserved Huntersville
is Latta Plantation Nature Preserve, the
county’s largest green space with hiking
trails, picnic shelters, a nature center, an
equestrian center, boating and fishing on
Mountain Island Lake and the Carolina
Raptor Center, which rehabilitates and
releases injured birds of prey.
Huntersville also has a new family fitness
center and outdoor fun park where
kids can slide through tubes, spray water
cannons and climb sprinkler-filled jungle
gyms set inside a pool.
Cornelius also has felt Lake Norman’s
growth spurt, climbing from 2,500 residents
in 1990 to more than 14,500 today.The catalyst to growth in Cornelius was a
town-financed water-sewer project along
West Catawba Avenue in the late 1980s.
Large, upscale developments such as The
Peninsula arrived, adding hundreds of
homes to the area.
Services and shops residents needed
followed, and Cornelius embraced the
population boom by welcoming commercial
development. Upscale shopping
centers line West Catawba Avenue off
Exit 28. Shoppers flock to Jetton Village,
Shops on the Green, SouthLake
Shopping Center and strip after strip of
boutiques and eateries on West Catawba
Avenue. Now the shops have overflowed
to East Catawba, where old bungalows and
stately brick homes have been converted
into funky, fun downtown boutiques.
New subdivisions, office parks and retail
shops in Cornelius have brought prosperity,
but along with it, crowded schools,
roads and public services.
A $2.2 million project to improve East
Catawba Avenue, the gateway to old
Cornelius and downtown, began in June
2003. Town leaders also plan an $18 million
alteration to the Exit 28 interchange
and a $3 million project to bury utility
lines on West Catawba Avenue. By 2010,
the strategic plan calls for a West Catawba
to become a tree-lined, pedestrian-friendly
boulevard with four lanes, a center median
and bike lanes. The Town Board also
recently approved the extension of Bailey
Road to the River Run area of Davidson.
Some improvements are arriving faster
than the roads. Cornelius opened a new
fire station in the west part of town in
2001 and built a new police station on
the east side in 2002.
Lake Norman residents already enjoy
two top-notch county parks in Cornelius
– the 105-acre Jetton Park with lake
access, tennis, bike rentals, walking trails,
picnic shelters, playground and a beach;
and Ramsey Creek Park, a 43-acre waterfront
park with two large picnic shelters,
a playground, volleyball courts, picnic brand new, 18-acre town-owned and
operated Torrence Chapel Park features
ball fields, tennis courts, jogging trails,
basketball and picnic shelters.

Of the three North Meck towns,
Davidson has been most resistant to Lake
Norman growth.
The town is named for Gen. William Lee
Davidson, a local Revolutionary War hero
who died in the battle of Cowans Ford in
1781 and the namesake of Davidson
College, the town’s small liberal arts school
founded in 1837 by the Presbyterians.
Still a college town that locals often
call a village, Davidson embraces a Main
Street, know-your-neighbors way of life.
Many folks have lived here for decades,
while others have moved here for the
small-town atmosphere, tranquility and
easygoing pace.
While Huntersville and Cornelius
experienced massive growth in the 1990s,
Davidson grew by just over 3,000 residents.
Today the small college town has
just over 7,500 residents.
Controlling growth has been a controversial
issue in Davidson. A few years ago,
town planners envisioned a “smart growth”
plan in which developers are required to
set aside 50 percent of land in new developments
for open space. Builders also
must incorporate connector streets into
new neighborhoods and find a way to
manage subdivision growth before sewer
service is installed in the new areas.
Across the three-town area in North
Mecklenburg, planners have struggled to
manage growth and provide services
while preserving the warmth and smalltown
charm that attracts new citizens.
One of the biggest improvements is the
widening of I-77, which began in north
Charlotte in 2003, and the proposed bus
rapid-transit system linking Davidson,
Cornelius and Huntersville to Charlotte.
Several new public and private schools
have opened in recent years, including
Hopewell High on Beatties Ford Road,
Chesterbrook Academy at Birkdale (K-8)
and Lake Norman Charter School, all in
Huntersville. To serve the growing community,
Charlotte-Mecklenburg Schools
continue to plan for more new schools in
the coming years.
Area residents can now take advantage
of the $56 million Presbyterian Hospital
Huntersville, on Highway 73 at Interstate
77, Exit 23. The 50-bed hospital offers a
range of medical services for the area.
The boom in population has been music
to the ears of homebuilders and real estate
agents. Newcomers can choose from a
broad range of home styles and prices in
gated communities, family-friendly neighborhoods
with sidewalks and bike trails,
waterfront condominium communities with
boat slips or spacious luxury apartments.
Many neighborhoods offer private golf
facilities and amenities such as a residents’
club or country club that offers swimming,
tennis and dining facilities. These include
The Peninsula Club in Cornelius, River
Run Country Club in Davidson, and
NorthStone Club in Huntersville.
Birkdale Golf Club, part of a 600-home
master-planned community in Huntersville
that includes a residents’ club, has one of
the best public courses in the state.
Neotraditional neighborhoods sometimes
referred to as “new urban design,”
have recently become a trend in the
Huntersville/Cornelius area. By combining
homes, shops, service businesses and
restaurants in a self-contained community
linked by sidewalks and open green
space, they offer a new twist on the village
concept.
Birkdale Village on Sam Furr Road in
Huntersville includes apartments and
offices above boutiques, restaurants
and national retailers such as Williams
Sonoma, Gap, Talbot’s and Ann Taylor
Loft. Live bands play on warm-weather
weekend evenings, and parents from
around the lake bring children to splash
and play in the village square fountain.
The Nantucket-style shopping center’s
quaint Main Street is lined with locally
owned stores, a pizza parlor, ice cream
shop, wine room, a 16-screen stadiumseating
movie theater, bookstores and
clothing shops.
Above the retailers, The Apartments at
Birkdale Village feature 45 different floor
plans among 320 units, with everything
from a loft to a three-bedroom with
garage. Residents receive discounts at
Birkdale Village retailers and have exclusive
use of a club house, business center,
swimming pool and workout room.
Just down the street from Birkdale,
Kenton Place is another new retail-residential-
office center. Highlights include a
movie theater, ice cream shop and The
Galway Hooker, an authentic Irish pub
that offers live music and outdoor movies.
SOUTH IREDELL
Across the Iredell County line above
Davidson, Mooresville continues Lake
Norman’s east-side building boom.
Known as Race City USA for its abundance
of NASCAR teams and shops,
Mooresville’s population doubled in the
1990s. Today the town has about 20,000
residents – a number that continues to
grow by more than 1,000 each year.
Residential development around
Mooresville’s shoreline followed the
same path as other waterfront towns.
First cabins and mobile homes appeared,
then permanent homes and finally lakefront
communities.
Charlotteans began leaving the city for
30-minute commutes and a peaceful life
on the lake. NASCAR teams flocked to
the area for its proximity to Lowe’s
Motor Speedway. Folks who grew up in
Mooresville returned to raise families in
the bustling new community.
The biggest change in Mooresville is
the completion of home-improvement
retailer Lowe’s 400,000-square-foot corporate
campus, which houses the
company’s headquarters. The campus
currently employs 1,500 and anticipates
8,000 employees in more than 2 million
square feet of space once the project is
completed. Another 136,000 square feet
|is being added and should be finished in
2005. Economic developers have called
the Lowe’s campus the most significant
industrial project ever built in southern
Iredell County.
Residentially, Crescent Resources continues
to develop The Point, a
Nantucket-style community at the tip of
Brawley School Road with a private golf
course designed by Greg Norman, a clubhouse
and swimming pool. Several of the
cedar shake and stone houses overlooking
the lake cost more than $3 million.
Retail development also is on the
upswing, especially at Exit 33 on the corner
of Williamson and Brawley School
roads where Morrison Plantation is opening
shops in the 72,000-square-foot
shopping center anchored by Harris Teeter.
Brooklyn Boys Neighborhood Pizzeria is a
local family favorite among the service
businesses and locally owned eateries.
The 450-acre Morrison Plantation,
which also has an entrance on N.C. 150
at Exit 36, has 1.3 million square feet of
commercial space, 285 town homes and
170 condominiums.
Not far from the retail center at
Morrison Plantation, a two-story medical
office, Mooresville Family YMCA and
three-story brick live/work town homes.
Just down the street from Morrison
Plantation, Winslow Bay Commons
recently opened with 430,000 square
feet of shopping, including the area’s first
Super Target, TJ Maxx, Dick’s Sporting
Goods, Michael’s, Pier 1 Imports, World
Market and PETsMART.
On Main Street across from a proposed
rail-line stop, the former Burlington
Industries plant on Main Street, vacant
since 1999, is being converted into a
600,000-square-foot motorsports business
park called Victory Lane Mills.
Also downtown, Mooresville plans a
new 30,000-square-foot public library with
a $2 million gift from Lowe’s. Depending
on where you live in the Mooresville area,
students attend classes in either the Mooresville Graded School District or the
Iredell-Statesville School District. The latter,
which serves the area outside the
Mooresville city limits, opened its fifth
high school, Lake Norman High, in 2002.
With continued growth of homes and
the Lowe’s corporate campus, Mooresville
is making many significant road improvements.
The N.C. Department of
Transportation will rework Exit 33 off I-77,
widen Brawley School Road and build a
new interstate exit at Langtree.
By 2010, Mooresville also hopes to
have the heavy rail North Meck line running
from Charlotte’s Center City through
Lake Norman towns and the south Iredell
corridor.
Health-care providers also have
responded to the needs of Lake Norman
residents.
Lake Norman Regional Medical
Center recently moved from its former
location in downtown Mooresville into a
new, 117-bed facility at I-77 Exit 33. The
complex, which also includes a physicians’
office building, has been the catalyst for a
development boom at the interchange.
Leading the charge is Crosland
Commercial’s Mooresville Gateway development,
which will include everything
from fast-food eateries and convenience
stores to hotels and medical offices.
Recreation in the Mooresville area
includes Queen’s Landing, home of the
Catawba Queen and Catawba Belle,
Mississippi paddle wheeler replicas that
cruise Lake Norman year-round for lunch,
dinner and sightseeing. Queen’s Landing
also features a family entertainment center
with two 18-hole mini-golf courses,
bumper boats, tennis courts, a restaurant
and deli/bar.
Lake Norman State Park, north of
Mooresville in Troutman, includes 1,400
acres with six miles of nature trails, a
beach and swimming area, picnic shelters,
campsites and boat rentals.
The Lazy 5 Ranch features more than
750 animals, including giraffes, buffalo,
antelope, deer, elk, camels, reindeer, long
horn cattle, zebras, llamas, pigs and goats.
There’s also a petting zoo, playground and
picnic area.
Equally family friendly is Carrigan
Farms, a pick-your-own Mooresville farm
that grows strawberries, peaches, asparagus,
apples, pumpkins, tomatoes, corn and
other seasonal vegetables.
At the Lake Norman Raft-Up each July,
hundreds of boats tie together to attempt
to beat their own Guinness world record.
NASCAR race shops draw thousands
of visitors a year who can see cars being
built, trophies, photographs and other
memorabilia. Local race shops include
those of Rusty Wallace, Dale Earnhardt
Jr., Mark Martin, Jeff Burton, Brett
Bodine and Ricky Rudd. The N.C. Auto
Racing Hall of Fame is a museum dedicated
to stock car, Indy and drag racing.
Visitors see more than 35 cars, including
winners driven by Richard Petty, Rusty
Wallace and Davey Allison.
Local golf courses include The Point
(private), Mallard Head Country Club
(semi-private) and Mooresville Municipal
Golf Course (public).
Art-lovers will enjoy Cotton Ketchie’s
watercolors and face jugs by regional potters
at Landmark Galleries and the
Mooresville Artist Guild’s Depot, a visual
arts center located in an 1856 railroad
depot. Both are in downtown Mooresville.
Other long-time traditions include D.E.
Turner Hardware, a century-old store with
items piled to the rafters and salesmen
who love to spin yarns, and Mooresville
Ice Cream Company, which has sold
Deluxe brand ice cream since 1924.

WEST LAKE NORMAN
West Lake Norman – which includes
the eastern Lincoln County communities
of Denver, Westport and Triangle and the Catawba County communities
of Sherrills Ford and Terrell – offer easy
commutes to Uptown Charlotte, great
water views and less congestion than the
eastern shore of the lake.
The main thoroughfares are Highway
16, running north from Charlotte;
Highway 73, running west from
Huntersville; and Highway 150, running
west from Mooresville.
Development on Lake Norman’s west
shore dates to the days of the Catawba
Indians who lived on the banks of the
river bearing their name.
In comparison to eastern shores, Lake
Norman’s west side is still in its building
infancy. Gently rolling pastures, rustic
barns and old family farmhouses can still
be found, along with close-knit communities,
neighborhood get-togethers, church
activities and a slower pace of life.
The western shore’s small-town feel,
rural atmosphere, friendly residents, focus
on family and reasonable prices draw
many folks who prefer to get away from
the east side’s traffic jams, shopping centers,
interstate congestion and high prices.
Western shore residents know growth
is coming their way, too, but the goal has
become controlling it and staying ahead
of the problems population booms can
bring to small communities.
In the Lincoln County area of Denver,
development is beginning to creep in
from developers looking for lower prices,
eastern shore spillover and the widening
of Highway 16 from Charlotte. More
than 20 percent of Lincoln’s 67,000 residents
moved to the western shores of
Lake Norman over the past decade.
Newer neighborhoods in east Lincoln
include SailView, a Crescent
Communities neighborhood with waterfront
and interior homes from the low
$300,000s to more than $1 million.
Located east of Highway 16 in Denver,
SailView includes amenities such as a
swim and tennis club, community boat
slips and family activities such as an
Independence Day parade, free movies
for children and bunco groups.
Verdict Ridge, developed by former
Charlotte mayor Eddie Knox, also continues
to build upscale golf course and
wooded-view homes starting in the
$200,000s. Set in the rolling foothills
down Little Egypt Road off Highway 73,
Verdict Ridge features a challenging 18-
hole PGA golf course, serene lakes,
quiet woodlands and an activity-filled
clubhouse with a pool and cabana, tennis
courts and playground.
Governor’s Island, one of the first mansion-
lined developments on Lake Norman,
juts out from the western shore on a thin
strip lined with sprawling homes. By car,
the neighborhood is north of the Highway
16/Highway 73 intersection off of Webb
Chapel Road.
Also near the Highway 16/Highway 73
crossroads off South Pilot Knob Road are
three communities: Waterside Crossing,
The Gates at Waterside Crossing and
The Bluffs at Waterside Crossing. All
three communities have neighborhood
swim clubs, playing fields, a short walk
to shopping and a five-minute drive to
public boating access.
To compensate for the recent population
boom along the western shore,
especially among families with young
children, Lincoln County Schools opened
St. James Elementary and North Lincoln
High in 2003.
Lincoln Medical Center, a 101-bed hospital
which is part of the Carolinas
HealthCare System, serves western shore
residents with a 24-hour Emergency
Department, Heart Center, Sleep Center
and Chronic Pain Management program.
The recently-opened Presbyterian Hospital
Huntersville serves west side residents.
New residents who want to get involved
in the community or learn more about
issues affecting them can contact the East
Lincoln Betterment Association (ELBA),
a citizens’ group that lobbies for improvements
and monitors growth issues along
the western shore.
As rooftops on the western shore of
Lake Norman continue to grow, so does
retail.
The Highway 16/Highway 73 intersection
is a major shopping spot, with grocery
stores, service stores and free-standing
fast-food restaurants. O
ne of the newest
commercial developments there is The
Shoppes at Waterside Crossing, a $2.2
million shopping center with a Harris
Teeter, Coffee & More, Arctic Stone
Creamery and other specialty stores.
South on Highway 16 on the way to
Charlotte, developers have recently
opened Callabridge Commons at Mount
Holly-Huntersville Road.
CATAWBA COUNTY
If you’re looking for a place that’s like
what Lake Norman used to be before its
explosive eastern shore growth, head to
the Catawba County communities of
Sherrills Ford and Terrell.
With a location that is the furthest
away from Charlotte, no major highways
and little water or sewer infrastructure,
the northwestern corner of Lake Norman
is by far the least developed.
Catawba County has 146,500 residents
scattered across eight municipalities, and
most still live in central and western parts
of the area known as the Appalachian
foothills, particularly in Hickory and
Conover. These cities benefit from
Interstate 40, mixed drink sales and
heavy industrialization in furniture, textiles
and fiber optics.
But the southeastern pocket of Catawba
County is one of the fastest growing portions,
jumping by 6,000 residents between
1990 and 2002. Growth projections are
expected to remain high for the next 10 to
15 years, due to the demand of lake lots,
relatively low prices and proximity to
Charlotte. Additionally, the new Lowe’s
corporate center in Mooresville brings a
number of jobs to the area.
To many area residents, good schools,
less congestion, lower prices and a smalltown
way of life are worth the 45-minute
to one-hour commute to Charlotte.
The population increase in the past few
years has prompted Catawba County
Schools to plan new schools and make
additions to old schools in the southeastern
part of the county to accommodate
the rapidly growing area.
In anticipation of coming changes,
Catawba County Commissioners
adopted the Sherrills Ford Small Area
Plan in 2003. Drafted by a group of volunteers
who live in Catawba County’s
Lake Norman communities, the Sherrills
Ford Small Area Plan explores current
conditions and defines issues crucial to
preserving quality of life in face of rapid
change. Community leaders will use the
plan to make decisions regarding future
growth and development.
Area leaders are also discussing a commercial
center at Highway 16/Highway
150 and a village center at Highway
150/Sherrills Ford Road.
Noteworthy attractions in the area
include the Terrell Country Store at
Highway 150 and Sherrills Ford Road,
an 1891 country store with old-fashioned
candy, homemade butter, hoop
cheese, Amish jellies, hand-dipped ice
cream and locally-made gifts.
Further west into Catawba County are
the Bunker Hill Covered Bridge on
Highway 70 in Claremont, one of the two
remaining covered bridges in North
Carolina; and Murray’s Mill off Highway
10, a fully restored working grist mill dating
to 1873.


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